A 710 credit score on the FICO score scale of 300-850 is considered good. People with this credit score are likely to be approved for credit cards and loans with average interest rates and terms. Only 8% of applicants in this score range are likely to become seriously delinquent in the future.
Improving and Maintaining a 710 Credit Score. Your credit score will also cost you small fee, usually about $15, if you want to obtain the FICO credit score. The FICO credit score is the most commonly used by lenders, but you can access other credit scoring models for free through TransUnion or Experian credit reporting agencies.
Good Credit. A 710 credit score is right on the border between “good” and “excellent” credit. In fact, the traditional school of thought is that good credit goes from a score of 660 to 719, while excellent credit spans from 720 to 850. But it doesn’t quite work out that way in practice.
710 FICO Score. Scores are assigned a numeric value of between 300 and 850. Here is the general scale and what the scores may mean: 700 and above: Excellent / Very Good Credit. You are considered a low credit risk by institutions and would generally qualify for the lowest interest rates and repayment terms. 680 -699: Good Credit.
SmartMoney.com: ". The very best rates go to people with scores above 770, but a score of 700 is considered good (the average score is somewhere around 725), says Craig Watts, Fair Isaac's spokesperson." (770 changed to 760 in update dated 2008) Frontline, PBS: ". The best credit rates are given to people...
Each credit agency provides you with a credit score, and these three scores combine to create both your 710 FICO Credit Score and your VantageScore. Your score will differ slightly among each agency for many reasons, including their unique scoring models and how often they access your financial data.